Terms of Service
Last updated: January 2025
This is not insurance advice
The Miami-Dade Home Insurance Tool does not provide insurance advice.
We are:
- Not licensed insurance agents or brokers
- Not insurance advisors or consultants
- Not affiliated with any insurance company
What we do
We extract information from insurance documents you upload and show you patterns from your area. That is all.
- We observe what happens in your area
- We do not predict what will happen to you
- We do not recommend actions you should take
- We do not guarantee any outcomes
Observations, not predictions
When we show you patterns from your area, these are observations of what happened in the past. They are not predictions of what will happen in the future.
- Past patterns do not guarantee future results
- Your situation may differ from others in your area
- Insurance markets change constantly
- Many factors affect individual outcomes
Your responsibility
You are responsible for:
- Making your own insurance decisions
- Consulting licensed professionals if you need advice
- Verifying any information you use from this tool
- Understanding your own policy documents
No guarantees
We make no guarantees about:
- The accuracy of extracted information
- The accuracy of area patterns
- The availability of the service
- Any outcomes related to your insurance
Data accuracy
We use automated extraction and human review to process documents. Despite our efforts:
- Extraction errors may occur
- Some information may be misread
- Patterns may be based on limited data
Always verify extracted information against your original documents.
Limitation of liability
To the maximum extent permitted by law, we are not liable for any damages arising from your use of this tool, including but not limited to:
- Decisions made based on information from this tool
- Errors in extracted or displayed information
- Unavailability of the service
- Any insurance-related outcomes
Changes to terms
We may update these terms. Continued use of the tool after changes constitutes acceptance of the new terms.
Contact
Questions? Email support@miami-insurance-tool.com